BlueCross BlueShield Dentist Lansing
Learn More About the Benefits of BlueCross BlueShield
BlueCross BlueShield is a large insurance company that provides reliable dental coverage to countless policyholders. Are you among them? If so, you should certainly do all you can to understand and maximize your benefits. Not only do they provide access to low-cost preventive services, but they may also lower the financial stress associated with more intensive restorative treatments. How can you be sure that you are fully utilizing your plan? As an in-network BlueCross BlueShield dentist in Lansing, our team is ready and eager to assist you.
BlueCross BlueShield Coverage Availability & Fees
The BlueCross BlueShield network comprises dozens of individual insurance companies, each of which takes its own approach to dental policies. It is important that you take time to review the details of your specific plan in order to understand how it works.
BCBS offers many PPO plans, which typically provide coverage along these lines:
- Preventive care, including twice-yearly checkups and cleanings, is up to 100% covered.
- Basic treatments, like tooth-colored fillings, are frequently up to 80% covered.
- Major services, such as crowns and dentures, may be up to 50% covered.
Your plan is also likely to have a deductible, a waiting period, and an annual maximum. These stipulations can affect how much you owe out of pocket as well as how you should time your treatments in order to maximize your coverage. For example, some patients try to split up major treatments between calendar years so they can use multiple annual maximums. Our team can assist you as you navigate these features of your policy.
The Benefits of Seeing an In-Network Dentist
One great thing about PPO dental insurance is that it allows you to visit virtually any dental practice. What, then, is the advantage of visiting an in-network provider like Healthy Smiles Dental Care? There are a few:
- As an in-network provider, we have a contract with BCBS that manages fees. This often results in lower costs for patients.
- It is common for coverage levels to be higher at in-network practices.
- We are used to working with BCBS, so we are often able to make the entire process go smoothly. From preauthorization to filing claims and beyond, we will use our expertise to communicate with your insurance company and help you get the benefits you are entitled to.
Would you like to learn more about using your BlueCross BlueShield benefits in our practice. Contact us today to ask questions or set up an appointment — we look forward to hearing from you!