While some patients are anxious about the treatment itself, others are more stressed about the end of the visit when the time comes to pay for their care. You should never let financial concerns stop you from pursuing a healthy smile, and at Healthy Smiles Dental Care we’re here to help make sure that the services you need are always in reach by working with your dental insurance company. On this page, you’ll find some tips on getting the most out of your insurance benefits.
Most plans have a maximum amount that they’re willing to pay for dental services every year. However, not all services are covered equally. Most plans are constructed to emphasize preventive care to raise the chance of stopping complex (and potentially costly) dental issues before they have a chance to inflict real damage in the mouth. To that end, if you want to get the most out of your dental benefits, the best way to do so is to keep up with your regular preventive checkups.
Most dental plans are set up to pay about 80 to 100 percent of the cost of cleanings, checkups, and other services meant to prevent oral health issues. The coverage for minor restorations is normally around 70 to 80 percent. Major services like crowns and bridges generally receive the least coverage, but your company will still most likely pay at least half the cost of treatment. Each plan is different, so be sure to review your benefits; we can go over your plan with you if you have questions.
Finding a dental office within your insurance’s network lets you save even more money on select treatments. Please call us before making an appointment to see if we are in-network with your own plan. Note that we’re also happy to accept other insurances. Our team can handle the claim-filing process for you, and they can go over your benefits with you so that you can see exactly how your plan can help you make your treatment affordable.
The PPO insurances that we accept include: