Do you have dental insurance? Naturally, you want to utilize your coverage to the fullest – it benefits your smile and your wallet. Of course, that’s easier said than done when you don’t understand the fine print on your plan. While one isn’t the same as the next, there are a few best practices that can help prevent your valuable dollars from going to waste. To learn a few ways to maximize your dental insurance benefits in 2022, keep reading!
Attend Your Second Biannual Checkup and Cleaning of 2022
Since dental insurance is centered around prevention, the majority of providers cover two checkups and cleanings per year. If you miss one, you don’t get a “makeup” one the following year either. So, if you haven’t already, now is the time to schedule your second visit of 2022! Not only will this help keep your oral health in pristine condition, but it will help prevent your benefits from going to waste as well.
Schedule Any Restorative Treatments That Are Needed
During your biannual checkup, your dentist might discover a cavity or early warning signs of gum disease. If they do, they’ll explain their findings, discuss the available restorative solutions, and create your treatment plan. While you might initially think of postponing your treatments until after the new year, it would be better to schedule your appointment right away to meet your annual maximum. That way, none of your benefits go to waste.
Don’t Forget About Flexible Spending Accounts (FSA)
If you have a Flexible Spending Account through your employer, then it’s important to know that dental expenses are eligible. Like dental insurance, this benefit often resets at the start of the year, so there are only a few months left to utilize it! So, if you are unsure of how much is remaining in your account (or if you have one at all) don’t hesitate to get in touch with your Human Resources Manager or whoever handles your benefits.
Since many dental insurance plans reset on January 1st, there are only a few months left to utilize your remaining benefits. So, don’t wait – get in touch with your dentist today!
About the Practice
Our team at Healthy Smiles Dental Care is proud to be a dental insurance-friendly practice. In fact, we happily accept Delta Dental, BlueCross BlueShield, Guardian, and many other popular providers. As a result, we can help you understand your benefits and utilize them to the fullest! If you have a question about your coverage or it’s been more than six months since your last dental checkup, then don’t hesitate to schedule an appointment via our website or by phone at (517) 333-3160.